Long-Term Care Protection
Is extended care when a person loses the ability to care for themselves due to a cognitive impairment (such as Alzheimer's disease or Parkinson's disease) an accident, illness, or disabling condition and is in need of assistance with the basic “Activities of Daily Living” i.e. Bathing, Continence, Dressing, Eating, Toileting & Transferring.
Long-term care services may include:
- Assistance with ADL’s;
- Home health-care;
- Respite-care; (short-term, temporary relief to those who are caring for family members who might otherwise require more permanent care);
- Adult day-care; &
- Care in a nursing home or assisted living facility.
Long-term care may also include care management services, which will evaluate your needs and coordinate and monitor the delivery of long-term care services.