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Private Client Services Case Studies

Our Private Client Services team works with some of the nations wealthiest families and high-net worth individuals. Below please find some of our recent client case studies:

Case Studies

Former NFL Star
ASSETS:

  • $3 Million Dollar Home in Franklin Lakes, NJ
  • Investment property in Rutherford, NJ
  • Three (3) Automobiles $246,700 in Jewelry

PREVIOUS INSURANCE COMPANIES:

  • All-State
  • Geico &
  • Fireman’s Fund
WHAT WE DID:

Increased “dwelling” limit to $3,200,000 up from $2,988,000 on a guaranteed rebuild cost basis
Increased “other structures” limit to $640,000 Increased “personal liability” coverage from $500,000 to $1,000,000
We added Flood Protection
We added Mold Protection
We added Equipment Breakdown coverage
We added $250,000 of “Additional Living Expense” coverage
We added $100,000 of Fraud Protection coverage
We added $2,500 of ATM Robbery Protection
Increased Umbrella Protection from $1,000,000 to $5,000,000
Increased jewelry limit from $150,000 to $246,700
Increased “bodily injury” protection on the auto from $100k/$300k to $250k/$500k

NEW INSURANCE COMPANY:

Chartis

PREMIUM DIFFERENCE:

(10%)
Successful Attorney & Entrepreneur
ASSETS:

  • 4-Family Dwelling in Park Slope
  • Two (2) Automobiles

PREVIOUS INSURANCE COMPANIES:

  • Travelers Fire Policy
  • Allstate

WHAT WE DID:

Increased dwelling limit to $2,000,000 in lieu of $1,292,000
Increased personal property limit to $500,000 from $323,000
Included $100,000 of blanket fine arts coverage
Switched from Fire Policy to ACE All-Risk Coverage Form
Increased uninsured motorists coverage from $100,000/$300,000 to $250,000/$500,000
Added a $5,000,000 Umbrella Policy
Added Flood Coverage
Added Mold Remediation
No longer a separate wind deductible (was 5% of dwelling limit)
Added unlimited “Additional Living Expense” coverage
Increased “Medical Payments” coverage from $5,000 to $50,000
Added “Law or Ordinance” Coverage

NEW INSURANCE COMPANY:

ACE Platinum

PREMIUM DIFFERENCE:
1% increase